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	<title>Comments for Subject to Complete Defeasance</title>
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	<link>http://completedefeasance.wordpress.com</link>
	<description>Law, Politics, News and Media in Colorado and Beyond</description>
	<lastBuildDate>Sun, 22 Nov 2009 02:01:03 +0000</lastBuildDate>
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		<title>Comment on Palin-Beck in 2012? by genghishitler</title>
		<link>http://completedefeasance.wordpress.com/2009/11/19/palin-beck-in-2012/#comment-1676</link>
		<dc:creator>genghishitler</dc:creator>
		<pubDate>Sun, 22 Nov 2009 02:01:03 +0000</pubDate>
		<guid isPermaLink="false">http://completedefeasance.wordpress.com/?p=625#comment-1676</guid>
		<description>I&#039;m kinda looking forward to an all-out slap fight pitting old guard country club Republicans against the flat-earth lunatic fringers who the Republicans used to exploit, the ones who now insist that they run the whole show.</description>
		<content:encoded><![CDATA[<p>I&#8217;m kinda looking forward to an all-out slap fight pitting old guard country club Republicans against the flat-earth lunatic fringers who the Republicans used to exploit, the ones who now insist that they run the whole show.</p>
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		<title>Comment on Palin-Beck in 2012? by Zach</title>
		<link>http://completedefeasance.wordpress.com/2009/11/19/palin-beck-in-2012/#comment-1675</link>
		<dc:creator>Zach</dc:creator>
		<pubDate>Fri, 20 Nov 2009 03:52:02 +0000</pubDate>
		<guid isPermaLink="false">http://completedefeasance.wordpress.com/?p=625#comment-1675</guid>
		<description>Perish the thought.</description>
		<content:encoded><![CDATA[<p>Perish the thought.</p>
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		<title>Comment on Speaking of taking it up the ass &#8230; by genghishitler</title>
		<link>http://completedefeasance.wordpress.com/2009/11/14/speaking-of-taking-it-up-the-ass/#comment-1673</link>
		<dc:creator>genghishitler</dc:creator>
		<pubDate>Mon, 16 Nov 2009 21:54:48 +0000</pubDate>
		<guid isPermaLink="false">http://completedefeasance.wordpress.com/?p=616#comment-1673</guid>
		<description>&lt;i&gt;“The [res]urrection in me.” Oh dear.&lt;/i&gt;

lol. And that immediately following &quot;the people who come tonight.&quot; If Haggard is trying to convey the impression that he&#039;s NOT some sort of wang-obsessed horndoggy, he&#039;s failing spectacularly.</description>
		<content:encoded><![CDATA[<p><i>“The [res]urrection in me.” Oh dear.</i></p>
<p>lol. And that immediately following &#8220;the people who come tonight.&#8221; If Haggard is trying to convey the impression that he&#8217;s NOT some sort of wang-obsessed horndoggy, he&#8217;s failing spectacularly.</p>
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		<title>Comment on Speaking of taking it up the ass &#8230; by illusory tenant</title>
		<link>http://completedefeasance.wordpress.com/2009/11/14/speaking-of-taking-it-up-the-ass/#comment-1672</link>
		<dc:creator>illusory tenant</dc:creator>
		<pubDate>Sun, 15 Nov 2009 14:06:24 +0000</pubDate>
		<guid isPermaLink="false">http://completedefeasance.wordpress.com/?p=616#comment-1672</guid>
		<description>&quot;The [res]urrection in me.&quot; Oh dear.

Alternate headline: Up the keister for Easter.</description>
		<content:encoded><![CDATA[<p>&#8220;The [res]urrection in me.&#8221; Oh dear.</p>
<p>Alternate headline: Up the keister for Easter.</p>
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		<title>Comment on Ted Haggard: Begging Money in the Lord&#8217;s Name With the Able Assistance of a Sex Criminal by Speaking of taking it up the ass &#8230; &#171; Subject to Complete Defeasance</title>
		<link>http://completedefeasance.wordpress.com/2007/08/27/ted-haggard-begging-money-in-the-lords-name-with-the-able-assistance-of-a-sex-criminal/#comment-1671</link>
		<dc:creator>Speaking of taking it up the ass &#8230; &#171; Subject to Complete Defeasance</dc:creator>
		<pubDate>Sat, 14 Nov 2009 23:29:58 +0000</pubDate>
		<guid isPermaLink="false">http://completedefeasance.wordpress.com/2007/08/27/ted-haggard-begging-money-in-the-lords-name-with-the-able-assistance-of-a-sex-criminal/#comment-1671</guid>
		<description>[...] up the ass&#160;&#8230; By genghishitler  &#8230; our old friend Ted Haggard in back in the news. No stranger to this blog, Haggard was the golden boy of the lunatic Christian right until three years [...]</description>
		<content:encoded><![CDATA[<p>[...] up the ass&nbsp;&#8230; By genghishitler  &#8230; our old friend Ted Haggard in back in the news. No stranger to this blog, Haggard was the golden boy of the lunatic Christian right until three years [...]</p>
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		<title>Comment on MetLife v. Glenn, or How SCOTUS saved judicial review in ERISA cases by De novo review lives (in the 10th Circuit, at least) &#171; Subject to Complete Defeasance</title>
		<link>http://completedefeasance.wordpress.com/2008/07/04/metlife-v-glenn-or-how-scotus-saved-judicial-review-in-erisa-cases/#comment-1670</link>
		<dc:creator>De novo review lives (in the 10th Circuit, at least) &#171; Subject to Complete Defeasance</dc:creator>
		<pubDate>Fri, 06 Nov 2009 22:44:22 +0000</pubDate>
		<guid isPermaLink="false">http://completedefeasance.wordpress.com/?p=304#comment-1670</guid>
		<description>[...] lives (in the 10th Circuit, at&#160;least) By genghishitler  I have on multiple occasions bitched, moaned, whined and otherwise griped about the unholy abomination that is the federal Employee Retirement [...]</description>
		<content:encoded><![CDATA[<p>[...] lives (in the 10th Circuit, at&nbsp;least) By genghishitler  I have on multiple occasions bitched, moaned, whined and otherwise griped about the unholy abomination that is the federal Employee Retirement [...]</p>
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		<title>Comment on More bad news on the FDA preemption front by Perlmutter &#38; Schuelke, LLP, Austin Attorneys &#187; Personal Injury Law Round-Up #58</title>
		<link>http://completedefeasance.wordpress.com/2008/04/14/more-bad-news-on-the-fda-preemption-front/#comment-1669</link>
		<dc:creator>Perlmutter &#38; Schuelke, LLP, Austin Attorneys &#187; Personal Injury Law Round-Up #58</dc:creator>
		<pubDate>Thu, 22 Oct 2009 18:12:58 +0000</pubDate>
		<guid isPermaLink="false">http://completedefeasance.wordpress.com/?p=264#comment-1669</guid>
		<description>[...] to Complete Defeasance (new to the round-up this week) has &#8220;More Bad News on the FDA Preemption Front&#8221; looking at the Colacicco v. Apotex [...]</description>
		<content:encoded><![CDATA[<p>[...] to Complete Defeasance (new to the round-up this week) has &#8220;More Bad News on the FDA Preemption Front&#8221; looking at the Colacicco v. Apotex [...]</p>
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		<title>Comment on Colorado Legislature bones ERISA insurers by LittlebyLittle</title>
		<link>http://completedefeasance.wordpress.com/2008/05/16/colorado-legislature-bones-erisa-insurers/#comment-1667</link>
		<dc:creator>LittlebyLittle</dc:creator>
		<pubDate>Mon, 05 Oct 2009 00:22:49 +0000</pubDate>
		<guid isPermaLink="false">http://completedefeasance.wordpress.com/?p=289#comment-1667</guid>
		<description>HELP!!! I&#039;m a victim of what you&#039;re talking about but I live in Canada. What I don&#039;t understand is how the your ERISA is going to saving the American employees who are receiving long-term disability benefits under the piece of crap called ASO and its evil cohort of a misnomer called self-insurance, while the 409 Canadian employees on LTD are being left to fend for themselves in a bankruptcy proceeding...

Can you provide me with any of the relevant info regarding Nortel&#039;s American employees on LTD that are going to be bailed-out by Erisa? It&#039;s my understanding the the US plan was self-funded, and I also understood that your ERISA provides the exemption in the same way that our crappy provincial legislation exempts benefits not covered by insurance contracts. I need to understand how ERISA is being used to save the NORTEL LTD people in the U.S. so I can shove it into the faces of our apathetic politicians!

Could you help please? Thanks so much.</description>
		<content:encoded><![CDATA[<p>HELP!!! I&#8217;m a victim of what you&#8217;re talking about but I live in Canada. What I don&#8217;t understand is how the your ERISA is going to saving the American employees who are receiving long-term disability benefits under the piece of crap called ASO and its evil cohort of a misnomer called self-insurance, while the 409 Canadian employees on LTD are being left to fend for themselves in a bankruptcy proceeding&#8230;</p>
<p>Can you provide me with any of the relevant info regarding Nortel&#8217;s American employees on LTD that are going to be bailed-out by Erisa? It&#8217;s my understanding the the US plan was self-funded, and I also understood that your ERISA provides the exemption in the same way that our crappy provincial legislation exempts benefits not covered by insurance contracts. I need to understand how ERISA is being used to save the NORTEL LTD people in the U.S. so I can shove it into the faces of our apathetic politicians!</p>
<p>Could you help please? Thanks so much.</p>
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		<title>Comment on Manufactured &#8220;Christian Free Speech&#8221; Lawsuit Filed by sandrar</title>
		<link>http://completedefeasance.wordpress.com/2007/08/29/manufactured-christian-free-speech-lawsuit-filed/#comment-1664</link>
		<dc:creator>sandrar</dc:creator>
		<pubDate>Thu, 10 Sep 2009 19:06:29 +0000</pubDate>
		<guid isPermaLink="false">http://completedefeasance.wordpress.com/2007/08/29/manufactured-christian-free-speech-lawsuit-filed/#comment-1664</guid>
		<description>Hi! I was surfing and found your blog post... nice! I love your blog.  :) Cheers! Sandra. R.</description>
		<content:encoded><![CDATA[<p>Hi! I was surfing and found your blog post&#8230; nice! I love your blog.  <img src='http://s.wordpress.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  Cheers! Sandra. R.</p>
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		<title>Comment on How to Deconstruct Tort &#8220;Reform&#8221; Bullshit by Mark Baird</title>
		<link>http://completedefeasance.wordpress.com/2007/08/25/how-to-deconstruct-tort-reform-bullshit/#comment-1662</link>
		<dc:creator>Mark Baird</dc:creator>
		<pubDate>Thu, 03 Sep 2009 02:47:58 +0000</pubDate>
		<guid isPermaLink="false">http://completedefeasance.wordpress.com/2007/08/25/how-to-deconstruct-tort-reform-bullshit/#comment-1662</guid>
		<description>Remember the GOA report regarding the cost of a single payor system that we all grasp.

Well the GOA had this to say about tort reform:

“But even large savings in premiums can have only a small direct impact on health care spending–private or governmental–because malpractice costs account for less than 2 percent of that spending.”

http://www.cbo.gov/doc.cfm?index=4968&amp;type=0#t3

And of course there is Tillinghast-Towers Perrin (the company that provides risk management for the insurance and reinsurance industry).

According to the actuarial consulting firm Towers Perrin, medical malpractice tort costs were $30.4 billion in 2007, the last year for which data are available. We have a more than a $2 trillion health care system. That puts litigation costs and malpractice insurance at 1 to 1.5 percent of total medical costs. That’s a rounding error. Liability isn’t even the tail on the cost dog. It’s the hair on the end of the tail.

Of that 1 to 1.5 percent what portion of that is “frivolous”

http://www.towersperrin.com/tp/getwebcachedoc?webc=USA/2008/200811/2008_tort_costs_trends.pdf (Page 10)

Tort reform is a red herring. It is unfortunate that everyone is so willing to give up their right to sue with such a small cost to society. If that is the case then maybe we should have death panels for the elders.</description>
		<content:encoded><![CDATA[<p>Remember the GOA report regarding the cost of a single payor system that we all grasp.</p>
<p>Well the GOA had this to say about tort reform:</p>
<p>“But even large savings in premiums can have only a small direct impact on health care spending–private or governmental–because malpractice costs account for less than 2 percent of that spending.”</p>
<p><a href="http://www.cbo.gov/doc.cfm?index=4968&amp;type=0#t3" rel="nofollow">http://www.cbo.gov/doc.cfm?index=4968&amp;type=0#t3</a></p>
<p>And of course there is Tillinghast-Towers Perrin (the company that provides risk management for the insurance and reinsurance industry).</p>
<p>According to the actuarial consulting firm Towers Perrin, medical malpractice tort costs were $30.4 billion in 2007, the last year for which data are available. We have a more than a $2 trillion health care system. That puts litigation costs and malpractice insurance at 1 to 1.5 percent of total medical costs. That’s a rounding error. Liability isn’t even the tail on the cost dog. It’s the hair on the end of the tail.</p>
<p>Of that 1 to 1.5 percent what portion of that is “frivolous”</p>
<p><a href="http://www.towersperrin.com/tp/getwebcachedoc?webc=USA/2008/200811/2008_tort_costs_trends.pdf" rel="nofollow">http://www.towersperrin.com/tp/getwebcachedoc?webc=USA/2008/200811/2008_tort_costs_trends.pdf</a> (Page 10)</p>
<p>Tort reform is a red herring. It is unfortunate that everyone is so willing to give up their right to sue with such a small cost to society. If that is the case then maybe we should have death panels for the elders.</p>
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